Picking Nits

Commentary on Global Risk and Financial Analysis
by Dennis Santiago

Tuesday, June 8, 2010

Bank Failure Observations Worth Noting ...

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In case you didn't see it, the last few days have seen some interesting things happen over in FDIC land. Last week, the FDIC took down t...
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Friday, May 14, 2010

2009 Commercial and Industrial Lending Trends at Large and Mid/Small Banks

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I decided this blog would be a good place to take on answering more questions. This week a compare and contrast request about what's be...
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Tuesday, April 27, 2010

Bank Crisis Casualty List

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Here's the link again for the failed banks casualty list with the IRA forensics reports. http://us1.irabankratings.com/pub/Forensic.asp

After Bastille Day: Is There a Future for Big Banking?

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As bank reform continues to grind through Congress something sorely lacking so far is concentration on safely managing down "points of ...

Investment Banking and California's Municipal Bonds

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California State Treasurer Bill Lockyer is a man with a lot of questions. On March 29, 2010 his office sent letters to Bank of America Mer...

Off Balance Sheet Derivatives: Show Me the Money!

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It's always good to have something to ruminate on over the weekend. With bank reform being the "trill thrill" of the week, w...
Sunday, January 24, 2010

January 2010 Failed Bank Forensics

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This is the list of links to IRA's failed banks forensics pages for the banks that were closed by the FDIC in January 2010. These pages ...
Wednesday, January 13, 2010

First Bank Closure of 2010

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On January 8, 2010 the FDIC failed Horizon Bank in Bellingham, Washington. Here is the forensic page for this bank. Horizon Bank Note from t...
Monday, December 21, 2009

Failed Banks. The December 18th Group

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The FDIC failed seven (7) additional banks on December 18th. Two in California and one each in the states of Illinois, Alabama, Michigan, F...
Monday, December 14, 2009

Failed Banks: What was knowable when?

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Bank failures happen at close of business on Fridays. A team of operatives from the FDIC shows up at the door and by the time those doors op...
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Dennis Santiago
Dennis Santiago is a life long public policy analyst with a background of contributions to U.S. national, foreign and financial policy as well as a C-suite technologist with a history of innovation going back the the 1990's era of the Internet. Mr. Santiago has been responsible for developing new financial product instruments and financial technology infrastructure solutions. He is the author of the Bank Monitor system in use by federal, state and financial institutions to assess the safety and soundness of U.S. banks.

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