Picking Nits

Commentary on Global Risk and Financial Analysis
by Dennis Santiago

Thursday, July 12, 2012

Economic Recovery Means Learning to Export Unemployment

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As the 2012 political debates turn inevitably uglier and important national issues become ever more politicized, it's important to ressu...

On Sensitivity to Market Risk, Susceptibility and Vulnerability

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Reprinted with permission. In this issue of The Institutional Risk Analyst, IRA CEO Dennis Santiago talks about the implications of the r...
Wednesday, March 16, 2011

FDIC Bank Assessments Change on April 1st as Dodd-Frank Comes to Banking

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The Federal Deposit Insurance Corporation (FDIC) is the buck stops here office of U.S. bank regulation. Chairman Sheila Bair and company ar...
1 comment:
Thursday, February 17, 2011

CFO’s, Treasurers, Bank Risk and the Adequacy of Internal Controls

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The only constant about risk analysis is that it is ever changing. It’s 2011 and make no mistake about it keeping up with understanding ban...
2 comments:
Tuesday, February 8, 2011

XBRL Usability Part 2: Checking the Extension Cord

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In our previous installment of IRA’s testing of U.S. XBRL filings we reported that one only needs the EDGAR Accession file to be able to pro...
1 comment:
Monday, January 24, 2011

SEC Interactive Data: Approaching Usefulness in 2011

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By the second quarter of 2011, we will see another wave of machine-to-machine interactive financial data become available directly from the ...
Thursday, January 20, 2011

A Deepening Dearth of Lending

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I was on Canadian network BNN last week. It is earnings time for banks and as much as I loathe talking about economic safety and soundness...
Tuesday, June 8, 2010

Bank Failure Observations Worth Noting ...

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In case you didn't see it, the last few days have seen some interesting things happen over in FDIC land. Last week, the FDIC took down t...
1 comment:
Friday, May 14, 2010

2009 Commercial and Industrial Lending Trends at Large and Mid/Small Banks

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I decided this blog would be a good place to take on answering more questions. This week a compare and contrast request about what's be...
1 comment:
Tuesday, April 27, 2010

Bank Crisis Casualty List

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Here's the link again for the failed banks casualty list with the IRA forensics reports. http://us1.irabankratings.com/pub/Forensic.asp
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Dennis Santiago
Dennis Santiago is a life long public policy analyst with a background of contributions to U.S. national, foreign and financial policy as well as a C-suite technologist with a history of innovation going back the the 1990's era of the Internet. Mr. Santiago has been responsible for developing new financial product instruments and financial technology infrastructure solutions. He is the author of the Bank Monitor system in use by federal, state and financial institutions to assess the safety and soundness of U.S. banks.

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